How old do u have to be to use apple card?

To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

People ask also, can a 13 year old have an Apple Card? Managing Apple Card Family Apple Card can be shared with anyone who is 13 years or older as a participant, so they can learn how to spend independently and responsibly, while giving co-owners transparency and features that provide insight into purchases and control over their purchase limit.

As many you asked, can a 14 year old use Apple Pay? How children and teens can use Apple Cash. … You can also use Apple Cash to send and receive money in Messages with Apple Pay. If you’re less than 13 years old, you can’t add a card to Wallet to use with Apple Pay.

Additionally, can a 12 year old get an Apple Card? You have to be 18 to get your own credit card but some credit card issuers allow parents to get cards for their children as long they are a certain age. You do not want to start life in debt it is better to have a prepaid debit than a credit card.

In this regard, can you apply for an Apple Card at 16? Be 18 years or older, depending on where you live. Be a U.S. citizen or a lawful U.S. resident with a U.S. residential address that isn’t a P.O. Box. You can also use a military address. Use two-factor authentication with your Apple ID.If you use your Apple Card responsibly, it can help you build your credit over time. … As of this writing, the Apple Card reports credit activity to TransUnion and Equifax — two of the three major credit bureaus — and Apple may expand reporting to Experian in the future.

Does having an Apple Card build credit?

The Apple Card reports to TransUnion but does not report to Experian or Equifax. “Certainly, yes,” a card can help you build credit, says John Ulzheimer, who has worked at credit bureau Equifax and credit analytics company FICO. … The Apple Card is limited in credit reporting. But that doesn’t mean you can miss payments.

How does Apple make money on Apple Pay?

Apple Pay makes money by taking a sliver of each transaction that runs through the device. Users can store their credit and debit cards on the wallet and use it to make contactless payments—beefed up with biometric security—through their phone’s near-field communication (NFC) tech.

Can I use Apple Pay if im 15?

If you are referring more specifically to Apple Pay Cash, then you need to be 18 years or older to make use of it. The only requirement, is that the Apple ID being used, have a minimum Age of 13 or over set for it. If you are over 13, and have a supported debit or credit card, you can use Apple Pay.

Can you use Apple cash if you are under 18?

With the arrival of the new Apple Family Setup feature, parents can now set up Apple Cash for members of their family that are under 18 years old. This means that kids and teens can make purchases and receive money via iMessage. Currently, Apple Cash Family is only available in the United States.

Can a 17 year old get an Apple Card?

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To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.

Is Apple Card credit or debit?

Apple in August 2019 released the Apple Card, a credit card that’s linked to Apple Pay and built right into the Wallet app. Apple is partnering with Goldman Sachs for the card, which is optimized for ‌Apple Pay‌ but will still works like a traditional credit card for all of your transactions.

Can I use Apple Card anywhere?

Pay with Apple Card anywhere Apple Pay is accepted, and use the titanium Apple Card or card number anywhere Mastercard is accepted.

Is Apple Card easy to get?

The application process for Apple Card is incredibly straightforward. Once you’re invited to apply, you can do so directly in the Wallet app on iPhone. Much of your information will be pre-filled based on your Apple ID.

What is the max credit limit on Apple Card?

Some users have reported Apple Card credit limits as low as $250, which isn’t enough to buy the AirPods Pro with tax, let alone an iPhone. Other users have seen credit limits between $1000 and $5000, perhaps as little as a tenth of the credit limits they’ve been granted elsewhere.

How long does Apple Card approval take?

Usually the approval is very quick while you are on the iPhone. But if Goldman Sachs finds they need to verify or check your state ID, then expect about a week or 2.

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Is Apple Card a Visa or MasterCard?

The Apple Card is an Apple-branded credit card from MasterCard. Unlike the current Barclaycard Visa with Apple Rewards, which is a partner card, the Apple Card is owned and operated by Apple.

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